We are committed to making financial services more accessible and inclusive to the hard-working migrant worker community.

Powered by EMQ
EMQ is a leading cross-border settlement network in Asia, providing the infrastructure to accelerate economic development and much-needed financial access to migrant workers across the region via a faster, cheaper and more transparent cross-border payments solution. Leveraging our scalable infrastructure, proprietary technology, and a comprehensive network of strategic partners, we have built an effective money transfer solution. We offer our customers a tech-driven innovative cross-border remittance experience with immediate access to thousands of distribution points across North and Southeast Asia.

Fintech Pioneer in Taiwan’s regulatory sandbox
EMQ has been approved by the Financial Supervisory Commission (FSC) of Taiwan to offer cross-border remittance services for migrant workers in Taiwan. As the first fintech startup to be accepted into Taiwan FSC’s financial regulatory sandbox, we will provide a more convenient and lower cost remittance service via EMQ SEND for migrant workers sending money home to Vietnam, Indonesia, and the Philippines. Powered by EMQ's extensive network, EMQ SEND will significantly simplify the remittance process by allowing migrant workers to send money via smartphone anywhere and enjoy a full range of pay-out options to support their families back home, including (where available) cash pickup, deposit to bank accounts at partner banks, deposit into a mobile wallet, or home delivery of cash. This will provide a convenient and seamless money transfer experience, while helping to drive greater financial inclusion across Vietnam, Indonesia and the Philippines.

We are making international transfers convenient, simple, secure, and low-cost.

The way it should be.


We are making international transfers convenient, simple, secure, and low-cost.

The way it should be.


EMQ Milestones

  • 2016
    • Partnership with Cebuana Lhuillier to provide easy cash pickup across its 2,500 branches in the Philippines
  • 2017
    • Partnership with GCash to offer greater flexibility and convenience via its mobile wallets in the Philippines
    • Partnership with Palawan to provide additional cash pickup options across its 2,700 branches in the Philippines
  • 2018
    • Partners with HDBank in Vietnam to provide multiple payout options including bank account deposits, cash pickup, and cash delivery.
  • 2019
    • EMQ becomes the first fintech startup accepted into Taiwan’s regulatory sandbox to provide remittance services for migrant workers
    • EMQ SEND provides a convenient pay-in method through ibon kiosks located at 7-ELEVEN stores in Taiwan